It remains crucial to stress that:
(*) Loans / Projects (and amounts of those loans) originated on each year that have payment delays of more than 90 days
(**) Total Interest or principal paid by borrowers on loans originated on the year(*) Total Amount outstanding on projects originated on the year
(****) Projected return based on all monthly flows of portfolio (- investments, + interest + repayments + EUR BONUS) assuming that performing loans continue paying as scheduled. Flows of late loans are adjusted based on EvenFi's internal methodology. Cash flow calculation used for the return includes what all users received in EUR BONUS from different EVENFI marketing campaigns (Tier, Referral, etc).EvenFi’s internal methodology: Current loans are valued at 100%. Starting from 15 days late we start decreasing valuation. The exact valuation depends on how many days late is the loan and if the project has a guarantee but we cant share it because this can jeopardize the recovery efforts of our portfolio. Performance are no guarantee of future results