Our frequently asked questions from companies

How does EvenFi work?
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EvenFi is the regulated peer-to-peer crowdlending platform that connects valuable SMEs interested in financing their growth projects with lenders looking for excellent investment opportunities.

What funding can be accessed?
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We finance companies with a growth project from EUR 35,000 up to a maximum of EUR 5 million, with a duration ranging from 4 to 60 months. We provide companies that want to invest in a growth project with various solutions, including: traditional loans, equity loans and bond loans. For certain types of short term loans, called bridge loans, the amounts are smaller and the duration is usually less than 12 months. These loans are normally secured.

What guarantees are needed?
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No personal guarantee is required. With EvenFi everything is simpler and free of constraints. SMEs have the possibility to obtain the financing they need without hindrance.

I am entrepreneur and head of a company; what can you do for me?
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In Europe, SMEs are the companies least financed by banks, despite accounting for 70% of GDP and employing 80% of the workforce. They are the beating heart of the productive fabric in the various European countries. Our mission is to enable small and medium-sized enterprises to be financed directly, without intermediaries, in a cost-effective manner and with complete security.

Sono un imprenditore a capo di un’azienda; cosa potete fare per me?
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In Europa le PMI sono le aziende meno finanziate dalle banche nonostante costituiscano il 70% del PIL, con un impiego dell’80% della forza lavoro. Esse sono il cuore pulsante del tessuto produttivo nei diversi paesi europei. La nostra missione è consentire alle Piccole e Medie Imprese di finanziarsi in modo diretto, senza intermediari, in maniera conveniente e in completa sicurezza.

Which companies can be funded?
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We work with companies that have a history of at least 3 to 5 years and have the last two balance sheets in the black. We do not finance cash flow, debts, losses and taxes, so we only deal with growth projects. We finance certain projects of companies with a defined "liquidity event", such as calls and competitions, or capital increases, for example. These projects are identified as bridge loans.
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Why are We chosen by companies that want to expand their busuness?
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Our mission is to enable small and medium-sized enterprises to finance themselves directly, without intermediaries, conveniently and with complete security. Criptalia offers businesses with a growth project a fast, secure, and transparent mechanism for obtaining financing, without long waits and unnecessary bureaucracy.

Who are the investors?
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Our service is aimed at private investors, professional investors, savers and institutional funds.

How can I contact you?
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For any information, you can write to us in chat, or to support at the email address: support@criptalia.it.