Earn up to a 12% interest rate per year in projects with a positive impact on the real economy
EvenFi is the regulated peer-to-peer crowdlending platform that connects valuable SMEs interested in financing their growth projects with lenders looking for excellent investment opportunities.
We finance companies with a growth project from EUR 35,000 up to a maximum of EUR 5 million, with a duration ranging from 4 to 60 months. We provide companies that want to invest in a growth project with various solutions, including: traditional loans, equity loans and bond loans. For certain types of short term loans, called bridge loans, the amounts are smaller and the duration is usually less than 12 months. These loans are normally secured.
No costs, all earnings and interest are yours. We don't charge you any commissions and no additional hidden costs. We finance ourselves through the services we offer to companies that publish their projects on the platform.
The minimum investment is 20 euros on a single project. It is normally advisable to diversify your investment over several projects.
EvenFi is a withholding agent. The taxes you will incur only refer to your actual earnings. Depending on your tax residence, we will apply the corresponding withholding tax. If your fiscal residence is in Italy, we will apply a withholding tax of 26%, which we will pay directly to the tax authorities as an advance payment.