Dear EvenFi investor community,
We share once again our statistics and highlights for the second quarter of 2023. Another challenging quarter in terms of both volume and performance. We wanted to share the below highlights of what we have been doing recently:
Few Highlight:
Portfolio Highlight:
Return of the Loan Portfolio:
- Projected return based on all monthly flows of portfolio (- investments, + interest + repayments) since launch is estimated to be close to -3.21% (-7.14% if invested in all loans of 2020, -2.79% of 2021, and -4.87% of 2022). This calculation does not include the EURObonuses received by investors.
- These calculations are net of losses due to problematic loans: assume that performing loans will continue paying as scheduled and that late/problematic / recovery loans will pay less than what is owed. Depending on the problem of each project, we assign different losses assumptions for each loan. Please see the notes below the table for more information.
- These statistics are indicative only, do not reflect the return of each investor (depends on each investor's portfolio), and may be subject to unwanted errors. For more accurate portfolio return figures, we suggest investors to make their calculations. All payout information for all projects is public and available to all registered users of the platform.
- Please remember that past performance are no guarantee of future results
- Do you have any comments, feedback, or questions of the stats? Send them Here
It remains crucial to stress that:
(*) Projected return based on all monthly flows of portfolio (- investments, + interest + repayments) assuming that performing loans continue paying as scheduled. Flows of late loans are adjusted based on EvenFi's internal methodology.EvenFi’s internal methodology: Current loans are valued at 100%. Current loans with past problems / remodulated 80-100%. +30 days loans with problems at 60 to 80%. +90 days delayed loans at 30% to 70%. Defaulted / liquidation loans are valued between 0 and 30%. The exact valuation depends on the situation of the Company and if the project has a guarantee but we cant share it because this will jeopardize the recovery efforts of our portfolio.
(**) Loans / Projects (and amounts of those loans) originated on each year that have payment delays of more than 90 days or payment delay of more than 30 days and are problematic.
(***) Total Interest or princpial paid by borrowers on loans originated on the year
(****) Total Amount outstanding on projects originated on the year
Raised Capital in the Platform
*The statistics will be updated in a quarterly basis.
This information is updated until June 2023
These statistics are indicative only, do not reflect the return of each investor (depends on each the investor's portfolio) and may be subject to unwanted errors. For more accurate portfolio return figures, we suggest investors to make their own calculations. All payout information for all projects is public and available to all registered users of the platform.